Demo · fictional data · 18+ org

Payment setup

Where payments come from, where they settle, and what members see on their statements. Mostly done once, when the club joins or changes processor.

Funds settle directly to CLS's own merchant account. Colors never holds your money, and no other club shares your account.

Payment processors

New card charges route to Authorize.net.

  • StripeNot eligible

    Stripe won't take payments for anything it considers fetish-related, and that includes a leather club's dues and education nights. Clubs that use it anyway usually find out when the account is frozen with their money inside. CLS doesn't use it.

  • Authorize.net (high-risk merchant account)PrimarySimulated — no money movesMID ••7731

    Authorize.net gateway on CLS's own merchant account from a high-risk ISO.

    Approved in writing forContest ticketsDonationsDuesEducation classesEvent ticketsLodgingMerch
  • CCBillBackupSimulated — no money moves

    Last-resort backup. Built for online content; 5% rolling reserve, 8 weeks.

    Approved in writing forDues
  • SegpayBackupSimulated — no money moves

    Backup, underwritten at onboarding so failover is one click.

    Approved in writing forDonationsDues
  • Bank transferConnectedACH ••4410
  • Cash and checksConnected

    Recorded at the door

If Authorize.net drops you, switch to CCBill or Segpay in one click. Anything it approved in writing routes there; anything it didn't stays with another approved processor or isn't sold. Nothing is pooled, so no other club's problem touches yours.

Each processor is approved for specific kinds of charges. Colors only sends a charge through a processor approved for it and never relabels one kind of charge as another, which is how clubs lose accounts.

What members see on their card statement

Your registered trading nameNeutral
10/11WALGREENS #4418 SEATTLE WA$18.47
10/11CLS INC SEATTLE WA$60.00
10/11SPOTIFY USA$11.99
Without one
10/11CASCADIA LEATHER SOCIETY SEATTLE WA$60.00

Anyone who opens the statement — a partner, a parent, an employer reviewing expenses — learns the club's name.

CLS is the merchant of record, so the charge carries CLS's own registered trading name: not Colors, and nothing that says leather. Kink orgs register a neutral name when they connect a processor.

Where each kind of charge goes

A charge only goes through a processor that approved its category in writing. If none did, Colors doesn't sell it.

  • DuesAuthorize.netSimulated
  • DonationsAuthorize.netSimulated
  • Education classesAuthorize.netSimulated
  • Contest ticketsAuthorize.netSimulated
  • Event ticketsAuthorize.netSimulated
  • Play-party entryNot soldNo processor has approved play-party entry in writing. Charging it through an account approved for something else is transaction laundering, so Colors blocks the sale.
  • MerchAuthorize.netSimulated
  • LodgingAuthorize.netSimulated